Restricted industries & countries by bank (2026)
Each bank's prohibited industries and restricted countries. Use it to rule out combinations that can't work — don't waste an application if your industry or nationality is on the list. The bank's official policy governs.
| Bank | Prohibited industries | Restricted countries |
|---|---|---|
| Mercury ↗ | Money services (MSB)Crypto exchangeAdult contentCannabisGamblingFirearmsShell companiesJewelryCrowdfunding (off-platform) | CubaIranNorth KoreaCrimeaDonetskKhersonLuhanskZaporizhzhiaAfghanistanAlbaniaAngolaBangladeshBelarusBhutanBosniaBurkina FasoBurundiCambodiaCameroonCentral African RepublicCongo (DRC)Congo (Republic)CroatiaEritreaGambiaHaitiIndonesiaIraqKyrgyzstanLatviaLebanonLesothoLiberiaLibyaMaldivesMaliMozambiqueMyanmarNepalNicaraguaNigeriaPakistanPalestinePhilippinesRussiaSomaliaSouth SudanSudanSyriaUkraineUzbekistanVanuatuVenezuelaVietnamYemenZimbabwe |
| Relay ↗ | Money services (MSB)CryptocurrencyCrypto exchangeCrypto-relatedNFTsCannabisDebt collectionPrescription drugsPayday lendingAdult contentHate / bias contentGamblingTelemarketingDating / escort servicesDebt consolidationFirearmsShell companies | AfghanistanBelarusBosniaBurkina FasoMyanmarBurundiCambodiaCentral African RepublicCongo (DRC)CubaEthiopiaGuinea-BissauHaitiIranIraqLebanonLibyaMaliNicaraguaNigeriaNorth KoreaPakistanRussiaSomaliaSouth SudanSudanSyriaUkraineVenezuelaYemenZimbabwe |
| Bluevine ↗ | CannabisAdult contentGamblingFirearmsCryptocurrencyMoney services (MSB)High-risk payment processing | ✓ Only residents of: AustraliaBelgiumCanadaCzech RepublicDenmarkFinlandGermanyHungaryIndiaIrelandIsraelItalyLuxembourgNetherlandsNew ZealandPolandPortugalSlovakiaSloveniaSpainSwedenUnited Kingdom |
| Airwallex ↗ | CannabisAdult contentGamblingFirearmsCrypto exchangeShell companies | CubaIranNorth KoreaSyriaRussiaBelarusAfghanistanMyanmar |
| Wise Business ↗ | CannabisAdult contentGamblingFirearmsCrypto exchangeShell companiesWeapons | CubaIranNorth KoreaSyriaRussiaBelarusCrimeaAfghanistanYemenSudanSomalia |
| Lili ↗ | CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies | ✓ Only residents of: ArgentinaAustraliaBrazilCanadaChileChinaColombiaIndiaIsraelMexicoNew ZealandNorwayUnited KingdomUruguay |
| Slash ↗ | CannabisMoney services (MSB)GamblingAdult contentMulti-level marketingHate / bias contentSale of consumer dataCounterfeit goodsPseudo-medical productsBearer-share companiesPayable-through accountsShell companiesFirearms | AfghanistanAlgeriaBangladeshBelarusCubaCongo (DRC)Gaza StripHaitiIranIraqLebanonLibyaMoroccoMozambiqueMyanmarNepalNicaraguaNorth KoreaNorth MacedoniaPakistanQatarRussiaSomaliaSouth SudanSudanSyriaVenezuelaWest BankYemen |
| Rho ↗ | CannabisPrescription drugsAdult contentGamblingFirearmsFireworksMoney services (MSB)Quasi-cashPawnCrypto exchangeDating / escort servicesShell companies | CubaIranNorth KoreaRussiaSouth SudanSudanSyriaVenezuela |
| Found ↗ | CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies | — |
| Flex ↗ | CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies | CubaIranNorth KoreaSyriaRussiaBelarusMyanmarVenezuela |
| Ramp ↗ | CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies | CubaIranNorth KoreaSyriaRussiaBelarusMyanmarVenezuela |
| Brex ↗ | CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies | CubaIranNorth KoreaSyriaRussiaBelarusCrimea |
| Aspire ↗ | CannabisAdult contentGamblingWeaponsCrypto exchangeShell companiesMulti-level marketing | CubaIranNorth KoreaSyriaRussiaBelarusAfghanistanMyanmarYemenSudanSomalia |
| Revolut ↗ | WeaponsAdult contentAuctions / art dealingCannabisUnregulated / high-risk financial servicesDiplomatic / political entitiesGamblingQuasi-cashCharities / foundations / religious orgsUsed vehicles / heavy equipmentSpecial-purpose vehicles (SPVs)Streaming / arcadesEndangered wildlife productsPyramid / get-rich-quick schemesOil, gas & certain industrial sectorsCounterfeit goodsPrecious metals / gems dealingCrypto exchangeCrypto mining / investment / tradingICO providersCrypto on/off-ramps (incl. ATMs)Client money handlingStrategic export-controlled materials | ✓ Only residents of: AustraliaBrazilCanadaIndiaIsraelJapanMexicoNew ZealandSingaporeSwitzerlandUnited Arab EmiratesUnited KingdomUnited StatesEEA (excl. Bulgaria) |
Compiled from public policies; may be incomplete and can change — the official policy governs. High-risk industries not on the list may still face extra scrutiny.