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Fintech · FDIC via partner bank

AI-native banking for owners — international founders welcome, remote OK.

Official site

(ApplyRight field notes are being written)

Eligibility at a glance

Banking provided by
Column N.A.
Requires SSN
No
Overseas operating address
Yes
Intl wire (out)
—
Virtual cards
TBD
Account manager
None

Best for

  • Non-US founders, including Chinese citizens (with precedent)
  • Remote teams with no US office
  • SaaS / tech startups wanting a Net-60 card

Where it falls short

  • Industry is reviewed case-by-case; the partner bank makes the final call
  • May request more documents after you apply

Restricted countries

CubaIranNorth KoreaSyriaRussiaBelarusMyanmarVenezuela

Restricted industries

CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies

Documents to prepare

  • A US-registered company (LLC / Corp) + EIN
  • The owner's passport
  • Proof of a personal / office address (overseas is fine; no US premises needed)
  • A business and industry description (industry is reviewed case-by-case)
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