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Fintech · FDIC via partner bankCorporate cards + spend management for scaling US companies.
Official site(ApplyRight field notes are being written)
Eligibility at a glance
- Banking provided by
- First Internet Bank of Indiana（存款）· Celtic Bank / Column N.A. / Sutton Bank / Lead Bank（发卡）
- Requires SSN
- No
- Overseas operating address
- No
- Intl wire (out)
- Free
- Virtual cards
- TBD
- Account manager
- None
Best for
- US-operating, venture-backed or scaled companies
- Teams wanting cards + spend management + 1.5% cashback
Where it falls short
- Needs $25,000 cash in a linked US business account + mostly-US operations
- Real US physical address only (no virtual / agent / PO Box)
- Not for sole proprietors or early-stage non-residents
Restricted countries
CubaIranNorth KoreaSyriaRussiaBelarusMyanmarVenezuela
Restricted industries
CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies
Documents to prepare
- A US-registered company (LLC / Corp / LP, nonprofits welcome — no sole props or unregistered businesses) + EIN (cannot be waived)
- Last 4 of an officer's SSN; without one, last 4 of a foreign passport + proof of address (utility bill / statement / pay stub / lease, etc.)
- A US physical address (no PO Box / virtual office / registered agent / mail forwarding)
- A business email address (personal emails not accepted)
- At least $25,000 in cash in the US business bank account linked to the application
- Most operations and corporate spending in the US (international transactions supported)